See All

Get A Free Quote

We put the CARE in Medicare!

GSA 65 Birthday Cake

Turning 65 in the Next Year?

Where did the time go? Seems like you were just getting out of high school, and now your friends are talking up the 50th reunion in a few years. Geez! So here you are,  on the cusp of the BIG...
Retired couple on beach

Marriage and Medicare – Decisions for Retiring Couples

Probably the last thing a young couple is thinking about as they stand at the alter is Medicare. Hopefully they’ll be fortunate enough to have sailed through the years leading up to retiring together. We’re going to talk about things...
Nuts and bolts

Medicare Advantage Plans – The Nuts and Bolts

When faced with having to make decisions that affect your healthcare AND your pocketbook the best approach is to start gathering information. When someone says “let me give you the nuts and bolts” of something you’re going to get information...
ABCs of Medicare -Gary Smith

Alphabet Soup – Defining Medicare Part A, B, C

If you are approaching age 65, then you’ve probably already received an overload of information on Medicare through ads, emails and the internet. It can be stressful when you know you have to make decisions on a variety of things...
shutterstock_245562844

Getting Prescription Drug Coverage

If you have Medicare, prescription drug coverage is an optional benefit. But be aware - if you don’t get a Medicare drug plan when you're first eligible, you may have to pay a late enrollment penalty to join later on....
shutterstock_2636655

Gaps of Medicare

One of the most eye-opening facts about Medicare is how much it DOES NOT cover. Need dental services? Eye exams or eyeglasses? Hearing aids and fitting? Routine foot care? None of these items are covered by traditional Medicare Part A...
Man and woman reviewing Gary Smith Agency website

What does the Annual Election Period (AEP) Mean?

By Gary Smith If you have Medicare, it is important to know about your options during the Annual Election Period, or AEP as we like to call it here at our agency! The Annual Election Period happens annually at the...
Couple with Medicare Card

Retiring and How to get Medicare

updated 05/24/2023 By Gary Smith Like everything else in the Medicare maze, when you retire and the options you have are quite confusing. First let me assure you will not pay a penalty or be delayed in your Medicare enrollment...
Man with Medicare Card

Should I sign up for Medicare?

By Gary Smith The Medicare maze is very confusing especially if you plan to work past age 65. If this applies to you, listen up. If you work past age 65, and want to delay your Medicare, you must meet...