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What does the Annual Election Period (AEP) Mean?

By Gary Smith If you have Medicare, it is important to know about your options during the Annual Election Period, or AEP as we like to call it here at our agency! The Annual Election Period happens annually at the...
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Retiring and How to get Medicare

updated 05/24/2023 By Gary Smith Like everything else in the Medicare maze, when you retire and the options you have are quite confusing. First let me assure you will not pay a penalty or be delayed in your Medicare enrollment...
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Should I sign up for Medicare?

By Gary Smith The Medicare maze is very confusing especially if you plan to work past age 65. If this applies to you, listen up. If you work past age 65, and want to delay your Medicare, you must meet...
New to Medicare / See All / Turning 65 This Year
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How to Sign Up for Medicare

By Gary Smith This is the first confusing issue seniors encounter when it comes to the “maze of Medicare.”  Of course, common sense would tell you to call Medicare to sign up for Medicare, right? Well, that would get you...
New to Medicare / See All / Turning 65 This Year
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We Put the CARE in Medicare!

The Gary Smith Agency has been serving seniors since 1970. We personally answer our phone and we return phone calls. ​ We explain your options in a way that you can understand your choices and help you pick a plan...
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Medicare vs Medicaid

Medicare? Medicaid? We hear about these programs all the time thinking they go hand in hand. Sometimes they do, sometimes they don’t, so let’s take a look and see how they work separately or together. In basic terms, Medicare and...
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